2022 Business Report

Key Figures

So how is BNP Paribas Cardif setting the pace on responsible saving?

#1 Meeting growing demand in Taiwan

In response to the local need for more diverse products, Cardif Assurance Vie has launched a new product which is sold exclusively by Chang Hwa Bank, and linked to an ESG sustainable benefit investment account managed by BlackRock Asset Management. It offers three principal advantages to savers: high efficiency, responsibility and a focus on technological innovation around issues such as climate change and resource shortages.

#2 A new step in responsible insurance in Luxembourg

In 2022, Cardif Lux Vie’s OptiPension+ and MyPension+ products were awarded the “LuxFLAG ESG Insurance Product” label, designating products that contribute to the transition to mitigate and adapt to the climate crisis, as well as other environmental and social issues. This label, which is unique in Europe in terms of insurance products, confirms that Cardif Lux Vie is one of the leading players in sustainable finance in the Luxembourg life insurance market.

Logo: LUXFLAG - Supporting Sustainable Finance

#3 Celebrating 20 years of our solidarity funds range

Investment in sustainable solutions has been growing strongly in France in recent years, driven by the expectations of savers who want to give meaning to their investments.

BNP Paribas Epargne & Retraite Entreprises (E&RE*) is proud to have led the way for the past 20 years, offering solidarity savings funds that total 2.4 billion euros of AUM, which represents 17% of solidarity-based employee savings in France. Through the distribution of nine solidarity funds managed by BNP Paribas Asset Management, BNP Paribas E&RE has contributed to the development of non-profit organisations and social enterprise associations that implement projects of high social value, and will continue to do so.

  1. ESG-focused institutional investment seen soaring 84% to US$33.9 trillion in 2026, making up 21.5% of assets under management: PwC report., 2022.
  2. French SRI label, Greenfin, Finansol, LuxFLAG, FNG Siegel, Towards Sustainability.

*BNP Paribas E&RE is an entity that belongs to BNP Paribas Cardif. It is specialised in corporate savings and retirement. See p.11 for more details.

We are committed to making a significant contribution to a more sustainable and more inclusive society. This is why we are working to make our offers and services more accessible and to heighten the visibility of the positive impact of our investments on the environment and society.
Nathalie Doré, Chief Impact and Innovation Officer, BNP Paribas Cardif